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EITC Calculator

Estimate your 2026 Earned Income Tax Credit based on earned income and number of children.

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The EITC is refundable — you can receive it even if you owe no tax. Investment income over $12,200 (2026) disqualifies you entirely.

Accuracy note: The EITC Calculator provides general estimates for informational purposes only and is not tax advice. Tax rules change and depend on your circumstances — verify figures with the IRS or a qualified tax professional.

About the EITC Calculator

The EITC Calculator gives you an instant answer from just a few inputs — filing status, number of qualifying children, earned income (wages/self-employment), and more. It runs entirely in your browser, so the numbers you enter stay private and never touch a server, and the result recalculates the moment you change a value. It's free to use with no sign-up, no limits, and nothing to install.

Worth Knowing

The Earned Income Tax Credit is one of the largest anti-poverty programs in the US, and it's fully refundable — it can produce a refund larger than the tax you paid. Its unusual shape trips people up: the credit rises with earned income, plateaus, then phases out, so both very low and moderate earners get less than those in the sweet spot. The amount scales sharply with the number of qualifying children.

How to Use

  1. Enter Filing status into the first field of the EITC Calculator.
  2. Fill in the rest: Number of qualifying children, Earned income (wages/self-employment), AGI (leave equal to earned income if unsure), Investment income.
  3. Your result appears instantly as you type — there's no submit button or page reload.
  4. The EITC is refundable — you can receive it even if you owe no tax. Investment income over $12,200 (2026) disqualifies you entirely.

Frequently Asked Questions

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