Pennsylvania Income Tax Calculator
Estimate Pennsylvania state income tax and take-home pay. Pennsylvania has a flat 3.07% state income tax.
2026 tax year. Pennsylvania grants no standard deduction and no personal exemption, so the flat rate applies from the first dollar of taxable compensation. Many municipalities levy a separate local earned income tax, not included here. Local city or county income taxes, credits, and itemized deductions are not modeled.
About the Pennsylvania Income Tax Calculator
The Pennsylvania Income Tax Calculator gives you an instant answer from just a few inputs — filing status, gross annual income, pre-tax deductions (401(k), hsa, premiums). It runs entirely in your browser, so the numbers you enter stay private and never touch a server, and the result recalculates the moment you change a value. It's free to use with no sign-up, no limits, and nothing to install.
Worth Knowing
Pennsylvania applies a single flat income tax rate of 3.07% to taxable income, so unlike the federal system there is no bracket to "cross" — the first dollar and the hundred-thousandth dollar are taxed identically. Your marginal rate and your state effective rate converge as income rises, and the only thing that moves your effective rate is deductions, not the size of your paycheck. Pennsylvania gives no standard deduction against the flat rate, so taxable income tracks close to your adjusted gross income and low earners feel the rate as fully as high earners do. That structure is what makes some flat-rate states comparatively expensive at the bottom of the income scale even when the headline rate looks low. This estimate covers state income tax, federal income tax, and FICA on wage income using 2026 figures. It does not model city or county income taxes, tax credits, itemized deductions, self-employment income, or part-year residency — if you moved into or out of Pennsylvania during the year you will generally file a part-year return and allocate income between states rather than paying full-year tax to either. Treat the result as a planning estimate and confirm anything you file with the Pennsylvania tax authority or a qualified tax professional.
How to Use
- Enter Filing status into the first field of the Pennsylvania Income Tax Calculator.
- Fill in the rest: Gross annual income, Pre-tax deductions (401(k), HSA, premiums).
- Your result appears instantly as you type — there's no submit button or page reload.
- 2026 tax year. Pennsylvania grants no standard deduction and no personal exemption, so the flat rate applies from the first dollar of taxable compensation. Many municipalities levy a separate local earned income tax, not included here. Local city or county income taxes, credits, and itemized deductions are not modeled.
2026 example: $60,000 annual salary
Illustration for a single filer with $60,000 in annual wages and no pre-tax contributions. Uses the model's standard deductions. Excludes local income taxes, credits, itemized deductions, and part-year residency; this is a planning estimate, not a tax return or payroll withholding calculation.
| Result | Estimate |
|---|---|
| Pennsylvania state income tax | $1,842.00 |
| Pennsylvania effective rate | 3.07% |
| Pennsylvania marginal rate | 3.07% |
| Pennsylvania taxable income | $60,000.00 |
| Federal income tax | $5,020.00 |
| FICA (Social Security + Medicare) | $4,590.00 |
| Total tax | $11,452.00 |
| Combined effective tax rate | 19.09% |
| Annual take-home pay | $48,548.00 |
| Monthly take-home pay | $4,045.67 |
Reference data and methodology
Tax year: 2026. Reference data last revised: . The estimate uses the rates stored in this calculator, not a live tax-authority lookup. Review the assumptions and exclusions above before using a result.