Texas Income Tax Calculator
Estimate your Texas take-home pay — Texas has no state income tax on wages, so only federal tax and FICA come out.
Texas levies no state income tax on wages, so the state line is always $0 — federal income tax and FICA still apply. 2026 tax year figures.
About the Texas Income Tax Calculator
The Texas Income Tax Calculator gives you an instant answer from just a few inputs — filing status, gross annual income, pre-tax deductions (401(k), hsa, premiums). It runs entirely in your browser, so the numbers you enter stay private and never touch a server, and the result recalculates the moment you change a value. It's free to use with no sign-up, no limits, and nothing to install.
Worth Knowing
Texas is one of the handful of US states that does not tax wage income at all, which means the only income taxes coming out of a Texas paycheck are federal income tax and FICA (Social Security and Medicare). The gap between gross pay and take-home pay is noticeably smaller here than in a high-rate state, and it is the single biggest reason people compare offers across state lines before relocating. No income tax does not mean no taxes. States without a wage tax typically recover the revenue elsewhere, and Texas carries an average combined sales tax rate of about 8.2% and an average effective property tax rate of roughly 1.49% of home value per year. If you are weighing a move, compare the whole picture — a household that spends heavily or owns an expensive home can hand back a good share of what it saves on income tax. Texas's sales tax is unusually uniform for a no-income-tax state — a 6.25% statutory rate with only about 1.95% in average local add-ons — so the combined rate you see here is close to what you will actually pay anywhere in the state. Property tax is where Texas does most of its collecting. An effective rate near 1.49% runs above the national average, so a homeowner here can give back a large share of the income tax saving — the break-even point where the move stops paying for itself moves down sharply as house price rises. Renters, by contrast, keep most of the benefit directly. This estimate covers state income tax, federal income tax, and FICA on wage income using 2026 figures. It does not model city or county income taxes, tax credits, itemized deductions, self-employment income, or part-year residency — if you moved into or out of Texas during the year you will generally file a part-year return and allocate income between states rather than paying full-year tax to either. Treat the result as a planning estimate and confirm anything you file with the Texas tax authority or a qualified tax professional.
How to Use
- Enter Filing status into the first field of the Texas Income Tax Calculator.
- Fill in the rest: Gross annual income, Pre-tax deductions (401(k), HSA, premiums).
- Your result appears instantly as you type — there's no submit button or page reload.
- Texas levies no state income tax on wages, so the state line is always $0 — federal income tax and FICA still apply. 2026 tax year figures.