Tennessee Income Tax Calculator
Estimate your Tennessee take-home pay — Tennessee has no state income tax on wages, so only federal tax and FICA come out.
Tennessee levies no state income tax on wages, so the state line is always $0 — federal income tax and FICA still apply. 2026 tax year figures.
About the Tennessee Income Tax Calculator
The Tennessee Income Tax Calculator gives you an instant answer from just a few inputs — filing status, gross annual income, pre-tax deductions (401(k), hsa, premiums). It runs entirely in your browser, so the numbers you enter stay private and never touch a server, and the result recalculates the moment you change a value. It's free to use with no sign-up, no limits, and nothing to install.
Worth Knowing
Tennessee is one of the handful of US states that does not tax wage income at all, which means the only income taxes coming out of a Tennessee paycheck are federal income tax and FICA (Social Security and Medicare). The gap between gross pay and take-home pay is noticeably smaller here than in a high-rate state, and it is the single biggest reason people compare offers across state lines before relocating. No income tax does not mean no taxes. States without a wage tax typically recover the revenue elsewhere, and Tennessee carries an average combined sales tax rate of about 9.61% and an average effective property tax rate of roughly 0.5% of home value per year. If you are weighing a move, compare the whole picture — a household that spends heavily or owns an expensive home can hand back a good share of what it saves on income tax. Most of that sales tax burden is local rather than state-level: Tennessee's statutory rate is 7%, and city and county add-ons average about a further 2.61%. That local layer is why two Tennessee residents can pay visibly different totals on the same purchase, and why a single statewide figure understates the cost in the larger metros. Tennessee is not leaning heavily on property tax either: an effective rate around 0.5% sits at or below the national average, so the income tax saving is less likely to be quietly recovered through a housing bill than it is in the higher-property-tax states that also skip a wage tax. This estimate covers state income tax, federal income tax, and FICA on wage income using 2026 figures. It does not model city or county income taxes, tax credits, itemized deductions, self-employment income, or part-year residency — if you moved into or out of Tennessee during the year you will generally file a part-year return and allocate income between states rather than paying full-year tax to either. Treat the result as a planning estimate and confirm anything you file with the Tennessee tax authority or a qualified tax professional.
How to Use
- Enter Filing status into the first field of the Tennessee Income Tax Calculator.
- Fill in the rest: Gross annual income, Pre-tax deductions (401(k), HSA, premiums).
- Your result appears instantly as you type — there's no submit button or page reload.
- Tennessee levies no state income tax on wages, so the state line is always $0 — federal income tax and FICA still apply. 2026 tax year figures.